The type or amount of insurance each person may need, can vary depending on many factors. It is important to make sure that you have the right coverage that best fits your needs by completing a comprehensive needs analysis with a licensed member of our staff. Taking the time to review costs and coverage limits with our staff can help make sure you find a policy that fits your needs and your budget.
Insurance gives the consumer the ability to transfer risk, from the consumer, to the insurance company, in exchange for a premium. Insurance provides peace of mind to people all over the world knowing they are protected from unexpected events.
Absolutely! It is very important to insure your jewelry and other valuable items, separately from the rest of your personal property. This is called scheduled personal property coverage, SPP for short. This provides an increased limit for a specific item that typically has a high value and has been appraised, such as an engagement ring or fine antiques This will allow you to insure the item for a specified value of your choosing.
We firmly believe you can never be too young to have life insurance. Life is too unpredictable to take an unnecessary risk by going uninsured and that applies to your children as well. Having a life insurance policy has many benefits. such as if your child has a serious medical condition or is at risk of developing one. Choosing a policy with an accelerated death benefit rider would allow you to draw against its value to cover expenses if your child has a fatal illness. In most cases having a policy in place when they are young gives them the guaranteed insurability they will need when they get older. Not all policies and policy types are the same so it is important to have an educated conversation with our licensed staff to know what policy is right for you and your child.
Term life and permanent life are the two main types of life insurance policies. While permanent insurance lasts your entire life, term insurancelasts for a set time period that you choose when you buy a policy , typically 10, 20 or 30 years. Permanent life insurance can be an important tool to help secure your family's financial future. Term policies typically offer coverage only for the duration of your chosen term. Also keep in mind that some term policies are convertible to a permanent life insurance policy, if your eventual goal is lifelong coverage.
The process is simple, all you need to do is speak with one of our licensed staff members to start the quoting process. Once a quote complete, an application is submitted to our risk management department for review. Once the application is approved a policy will be issued! The entire process only takes a few minutes to complete.
It depends on many different factors but most insurance products are designed to be affordable for everyone.
Personal umbrella insurance is a type of insurance designed to add extra liability coverage over and above another insurance policy, such as auto or homeowners insurance. We highly recommend this product to every single one of our customers, we do believe it is one of the most important types of insurance policies you can have!
Bundling is the simple process of having all of your insurance policies with one company. This way your policies are easier to manage and you will receive a substantial discount for doing so!
Yes, download the Allstate Mobile app at Allstate.com/mobile
Yes, you absolutely can! Look for the login link above.
When im not at the office, I love to be at the beach with my family and my dog, or on the golf course any time of the year. My favorite place to go is Ocean City, MD. I am an avid D.C. sports fan, but hockey is my favorite. I enjoy anything involving classic cars!